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  • Certified Seniors Advisor® (CSA)
  • Certified Professional Daily Money Manager (PDMM)
  • Member of the American Association of Daily Money Managers
  • MBA, International Business, The George Washington University
  • BBA, Management and Marketing, James Madison University  
Inspiration for Personal Business Matters

As my parents and in-laws aged, they needed more assistance with their daily life management needs. Even as I ran my own household, raised a family, and worked a full-time job, I spent hours helping loved ones with their monthly bills, acting as their liaison with financial, tax and real estate consultants, facilitating a move to assisted living, and generally organizing their personal affairs. I found these experiences to be tremendously rewarding and I wanted to continue helping others in a similar manner. 

I created Personal Business Matters, LLC to provide caring and confidential help with clients' personal daily business matters—enabling them to enjoy life without the worry of paying the bills and staying organized. 

I was born and raised in Fairfax County, Va., where I live with my husband.

Qualifications 
Joy Gilstrap has two decades of experience in private industry, including five years as a claim specialist for one of the nation’s largest insurance firms and 14 years managing corporate and government contracts and accounts. She is experienced in the areas of finance, insurance, and account management.